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Just a little about Joe Brennan. Joe is proud to have spent 4 years in U.S Coast Guard, 1 year as Trainman with New Jersey Transit, Hoboken, New Jersey, 32 years with the State of Pennsylvania. Whilst attending College at night, Joe received a Graduate Degree in Labor Relations and further studied to secure his Insurance and Securities Licenses. After retirement from the State, Joe worked with several Independent Brokerages offering both Insurance products and Securities. He prides himself on understanding the protection needs of families, and structuring affordable, suitable programs to fit their individual situations.